Why VisionFund?
° It invests in the enterprising poor and their ability to build a business.
VisionFund gives the hard-working poor in the under developed world hope, the dignity of a job and the opportunity to work their way to a better life for themselves and their families.
° The investment keeps on giving
Loan funds are repaid with interest and revolve over and over again; helping not only the current borrowers, but the 5, 10, 100 people waiting in line behind them for a loan.
° The VisionFund programmes can sustain themselves
If the programmes charge reasonable interest, closely manage arrears and keep their costs low, the interest can soon cover all their operational costs, protecting the loan funds for infinite use without constant infusions of cash or eroding loan capital to cover operating costs.
° High leverage and impact
Once a programme is financially self-sustaining, covering 105-110% of its costs, it is able to borrow capital from various sources to greatly scale-up its outreach to more microentrepreneurs, diminishing the need for additional donations to grow its capital.
° An exciting new twist to the notion of investment and ROI
A financially sound, low risk model with returns not expressed in dollars but in people's lives transformed.